• Over 33 years of extensive experience in finance and developed managerial skills.
• Knowledgeable in Marketing practices, Public Relations and Lending Procedures.
• Possesses outstanding leadership qualities.
• Exceptionally proficient in Team Formation.
• Works well under pressure.
• Extremely skillful regarding employee education.

California State University at Hayward

Bachelor of Arts – Business Administration

University of Oklahoma

Graduate Studies in Commercial Lending

Golden State University – San Francisco, California

Graduate Studies in Lending Procedures

Additionally, several continuing-education courses relating to Mortgage Banking and Insurance.

Nevada Financial and Mortgage Consultants, Inc. - President

12/20/82 – Present

• All managerial duties.
• Responsible for all day-to-day corporate operations.
• Perform Human Resources tasks.
• Handling of all capital and capital expenditures
• Involved in company goals and goal projections.

Valley Bank of Nevada – Vice President/Branch Manager

1976 – 1982

• Majority of Managerial duties.
• Operational Capacity on a daily basis within branch.
• Performed Human Resource functions.
• Budget Formation.
• Lending Coordination leading to meeting of branch goals of growth.

Bank of America N.T. & S.A. – Assistant Manager

1970 – 1976

• Majority of Assistant Managerial duties.
• Aided in the Operational Capacity on a daily basis within branch.
• Performed Human Resource functions.
• Assisted in Budget Formation.
• Helped with Lending Coordination in order to meet branch growth projections.