• Process Conventional and VA Loan from origination through submission to underwriting
• Submit through DO, LP and other automated underwriting systems
• Order Credit Report and Verifications
• Request information from borrower – explanation letters, w-2’s, tax returns, bank statements. Etc..
• Prepare and send out disclosures within 72 hours of receipt of application
• Verify that loan meets FNMA/FHLMC or VA guidelines

1989-1990 Golden Empire Mortgage Las Vegas, NV

• Process Conventional, FHA and VA loans
• Order credit reports and verifications
• Prepare and send out all applicable disclosures
• Gather all needed information for loan to meet guidelines

1985-1989 Home Federal Savings and Loan Assoc. San Diego, CA

• Loan Processing Supervisor
• Training – loan processing
• Oversee staff
• Support when needed

1981-1985 Merrill Lynch Mortgage Co. La Jolla, CA

• Secondary Marketing
• Make sure all loan fit investor guidelines
• Prepare assignments and servicing released documentation